Choose to Save.

The WSJ reported Tuesday that in 2006 Americans spent more than they brought home, for the first time since the Depression. This is a little disturbing, but is this really news?

Anyway.

The article pointed to a website where you can estimate what you need to fund retirement. I don't think that a well funded "retirement" is the point of life, but saving for some imagined point in the future where you might want to do something that requires a little stored-up wealth is definintely a good thing.